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Quiz for AHRM 4314 - Debtor-Creditor Relationships with Glynn at Virginia Tech (VT)

Quiz Information

Material Type:Quiz 3
Professor:Glynn
Class:AHRM 4314 - Debtor-Creditor Relationships
Subject:Apparel, Housing, & Resour Mgt
University:Virginia Polytechnic Institute And State University
Term:Fall 2005
Keywords:
  • Federal Reserve Board
  • Truth in Lending Act
  • Provided That
  • Information
  • Perspective
  • Employment at Will
  • Employment-at-Will
  • Regulations
  • Government Agencies
  • Relationship
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Sample Document Text

QUI Z #3-with answers Name ____________________________ ___ 1. (20) There are several, general categories of information found in a credit report from one of the three large credit reporting services--Equifax, Experian, and TransUnion. Name and describe in detail the information contained in each of those general categories. 09/24/05 Identifying Information This section records the consumer's name, current and previous addresses, social security number, date of birth and possibly employment information (occupation, employer, date employed, salary) if and when that has been made available. Trade lines This section provides details relating to all aspects of account activity reported by creditors, listed by lender. Information on each trade line includes: Inquiries Date reported Date opened High Credit Current balance Type of credit Current rating/status This section shows requests for credit initiated by the consumer (often within the past 24 months). Consumer in...

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