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Quiz for AHRM 4314 - Debtor-Creditor Relationships with Glynn at Virginia Tech (VT)

Quiz Information

Material Type:Quiz 3
Professor:Glynn
Class:AHRM 4314 - Debtor-Creditor Relationships
Subject:Apparel, Housing, & Resour Mgt
University:Virginia Polytechnic Institute And State University
Term:Fall 2005
Keywords:
  • Federal Reserve Board
  • Truth in Lending Act
  • Perspective
  • Regulations
  • Information
  • Relationship
  • Relationships
  • Such Factors
  • Alternatives
  • Federal Reserve
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Sample Document Text

;' ! QUIZ #3- t\~~~ Lf~ l ~ ~tll-'0'5 1. (20) There are several, general categories of information found in a credit report from one of the three large credit reporting services-Equifax, Experian, and TransUnion. Name and describe in detail the information contained in each of those general categories. 09124/05 2. (20) In the Code of Federal Regulations related to the Truth-in-Lending Act, The Federal Reserve Board uses two relatively simple criteria to distinguish between consumer credit and non-consumer credit. What are those criteria? . .. V f-,..--' ~":',i;' ';'/\, ~ ~ tb ~-eft- i!!!JJ&Mi ~1tMA/VY'reh. , *""1~ JL(J7/l. -. ~-" CY1..uJJl (;..!tnJA 0e ~~~~ 1JJ ~M) rJ1J)f CC;YVl.AJAJJrn.J!/l.4-. 3. (10) To be legally enforceable, a contract (whether oral or written) must have four elements present. Three of those elements are (i) agreement, (ii) capacity to contract, and (iii) legal objective. Identify the fourth element and describe it in detail. This question relates t...

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